www.catamounthealth.org

We are a nonprofit Navigator organization working to educate Vermonters about and help them enroll in Medicaid, Dr. Dynasaur, and coverage through Vermont Health Connect, Vermont's Health Benefit Exchange.
Call or email us to get help enrolling.

Follow the links below to learn more about applying for:

Medicaid Dr. Dynasaur Vermont Health Connect: Overview | Key Points

You do not have to pay a premium for Medicaid.

If you have Medicare you do not have to do anything with Vermont Health Connect.


VERMONT HEALTH CONNECT

Vermont Health Connect (VHC) is the online marketplace where Vermonters can enroll in public health care programs (Medicaid, Dr. Dynasaur), buy private insurance, and find out if eligible for subsidies to help pay for coverage.

Open Enrollment for 2014 ends March 31, 2014 for the private insurance plans. (Enrollment in Medicaid and Dr. Dynasaur can happen anytime).

There are limited exceptions to the open enrollment deadline when you can enroll after March 31. Some examples are if you lose your insurance, get married, have a baby, becoming eligible for subsidies to help pay for coverage.

  • Uninsured individuals/families, the self employed and those who buy individual insurance (nongroup) can enroll in VHC. Small employers with up to 50 Full Time employees can buy coverage for their employees.
  • VHAP and Catamount Health has been extended until March 31,2014 for those already enrolled. Premiums stay the same. The state is not accepting new applications. People enrolled will either become eligible for Medicaid or need to enroll in a private insurance plan through VHC with subsidies to help pay for coverage.
  • Dr. Dynasaur stays the same, except that children up to age 19 are eligible.
  • Eligibility for Medicaid expands. The income limits are higher and assets are not looked at.

Individuals and families enrolled in an individual (nongroup) plan have the opportunity to extend their coverage until March 31, 2014. Deductibles reset January 1, 2014. If the current plan is extended any expenses incurred towards a deductible starting in January will be carried forward to meet the deductible in a new plan as long as the member stays with the same insurance company.

For coverage to begin on the first of the month you must enroll on or before the 15th of the previous month. For example, for coverage to start April 1 you must enroll by March 15 at the latest and your premiums must be paid by the date on your invoice. If you enroll after the 15th of the month, coverage will be delayed an additional month. For example, if you enroll on March 20th your coverage will not start until May 1.

Small employers were also given the opportunity to extend their current plan until March 31, 2014 or to enroll in a VHC plan through directly through their insurance company. VHC is not able to bill small employers. Small employers currently have their current plans extended or can enroll in a VHC plan directly through the insurance company.

Additional information for individuals/families:

http://info.healthconnect.vermont.gov/sites/hcexchange/files/IndividualFactSheet.pdf

Additional information for small employers:

http://info.healthconnect.vermont.gov/sites/hcexchange/files/SmallBusinessEnrollmentOptions.pdf

Read More About the Vermont Health Connect: Overview | Key Point



email us or call us with your questions at 1-866-482-4723
2 Spring Street, Montpelier VT, 05602