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Comparison of Catamount Health to other non-group plans in Vermont

This chart reflects rates for 1st Quarter 2010: January 1st through March 31, 2010
Please note that this chart is for general use, for particulars on any plan please contact the provider directly
Non Group Plan  Monthly Premium Deductible Co-insurance Prescription Drug Costs Office Visit Costs
Catamount Health $432 $250/yr After deductible is met, you pay 20% of all costs until you reach an $800/yr annual out of pocket maximum, everything afterwards is freev Co-pays of $10 for generic, $30 for preferred and $50 for non-preferred presxcription drugs. Prescription drug co-pays are NOT counted towards annual out of pocket limit Preventative free; other primary and specialty care $10/visit including naturopath, chiropractic & mental health
MVP ViiP $212-318 depends on age $3,500/yr After deductible is met, you pay 30% for diagnostic, x-rays, emergency hospital care, and hospital outpatient/ambulatory surgery. Other services free Prescription drug deductible of $250. Once deductible is met you pay 50% of all prescription drug costs; maximum benefit $5,000/yr 100% out of pocket until deductible is met then free
BCBS VT Freedom Plan $559 $3,500/yr After deductible is met, you pay 20% of all costs until you reach an $9,500/yr out of pocket maximum, everything afterwards is free Prescription drug deductible of $275. Once deductible is met you pay $10 for generic, 50% for preferred and 60% for non-preferred prescription drugs; maximum benefit is $5,000/yr. Prescription drug co-pays are NOT counted towards annual out of pocket limit $30/visit
MVP ViiP $179-270 depends on age $5,000/yr After deductible is met, you pay 30% for diagnostic, x-rays, emergency hospital care, and hospital outpatient/ambulatory surgery. Other services free Prescription drug deductible of $250. Once deductible is met you pay 50% of all prescription drug costs; maximum benefit $5,000/yr 100% out of pocket until deductible is met then free
BCBS VT Freedom Plan HSA $416 $5,000/yr After deductible is met, you pay 30% of all costs until you reach an $7,000/yr out of pocket maximum, everything afterwards is free 100% of all prescription drug costs until deductible is met, then you pay $0, Prescription drug co-pays are NOT counted towards annual out of pocket limit $30/visit
BCBS VT Freedom Plan $440 $5,000/yr After deductible is met, you pay 20% of all costs until you reach an $11,000/yr out of pocket maximum, everything afterwards is free Prescription drug deductible of $275. Once deductible is met you pay $10 for generic, 50% for preferred and 60% for non-preferred prescription drugs; maximum benefit is $5,000/yr. Prescription drug co-pays are NOT counted towards annual out of pocket limit $30/visit
BCBS VT Freedom Plan $367 $7,500/yr After deductible is met, you pay 20% of all costs until you reach an $13,500/yr out of pocket maximum, everything afterwards is free Prescription drug deductible of $275. Once deductible is met you pay $10 for generic, 50% for preferred and 60% for non-preferred prescription drugs; maximum benefit is $5,000/yr. Prescription drug co-pays are NOT counted towards annual out of pocket limit $30/visit
MVP ViiP $143-215 depends on age $10,000/yr After deductible is met, you pay 30% for diagnostic, x-rays, emergency hospital care, and hospital outpatient/ambulatory surgery. Other services free Prescription drug deductible of $250. Once deductible is met you pay 50% of all prescription drug costs; maximum benefit $5,000/yr 100% out of pocket until deductible is met then free
BCBS VT Freedom Plan $320 $10,000/yr After deductible is met, you pay 20% of all costs until you reach an $17,000/yr out of pocket maximum, everything afterwards is free Prescription drug deductible of $275. Once deductible is met you pay $10 for generic, 50% for preferred and 60% for non-preferred prescription drugs; maximum benefit is $5,000/yr. Prescription drug co-pays are NOT counted towards annual out of pocket limit $30/visit
MVP ViiP $58-87 depends on age $25,000/yr After deductible is met, you pay 30% for diagnostic, x-rays, emergency hospital care, and hospital outpatient/ambulatory surgery. Other services free Prescription drug deductible of $250. Once deductible is met you pay 50% of all prescription drug costs; maximum benefit $5,000/yr 100% out of pocket until deductible is met. Then free
MVP ViiP $16-24
depends on age
$100,000/yr After deductible is met, you pay 30% for diagnostic, x-rays, emergency hospital care, and hospital outpatient/ambulatory surgery. Other services free Prescription drug deductible of $250. Once deductible is met you pay 50% of all prescription drug costs; maximum benefit $5,000/yr 100% out of pocket until deductible is met. Then free
This chart reflects rates for 1st Quarter 2010: January 1st through March 31, 2010
Please note that this chart is for general use, for particulars on any plan please contact the provider directly





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